4 Reasons to Buy Your Home Now.

Andi • Jan 01, 2013

house Here are four great reasons to consider buying a home today instead of waiting.

  1. Prices Will Continue to Rise

The Home Price Expectation Survey polls a distinguished panel of over 100 economists, investment strategists, and housing market analysts. Their most recent report projects appreciation in home values over the next five years to be between 11.8% (most pessimistic) and 26.7% (most optimistic).

The bottom in home prices has come and gone. Home values will continue to appreciate for years. Waiting no longer makes sense.

 

  1. Mortgage Interest Rates Are Projected to Increase

Freddie Mac’s Primary Mortgage Market Survey shows that interest rates for a 30-year mortgage have started to inch up, most experts predict that they will begin to rise even more over the next 12 months. The Mortgage Bankers Association, Fannie Mae, Freddie Mac & the National Association of Realtors are in unison projecting that rates will be up approximately three-quarters of a percentage point over the next 12 months.

An increase in rates will impact YOUR monthly mortgage payment. Your housing expense will be more a year from now if a mortgage is necessary to purchase your next home.

 

  1. Either Way You are Paying a Mortgage

As a paper from the Joint Center for Housing Studies at Harvard University explains:

“Households must consume housing whether they own or rent. Not even accounting for more favorable tax treatment of owning, homeowners pay debt service to pay down their own principal while households that rent pay down the principal of a landlord plus a rate of return. That’s yet another reason owning often does—as Americans intuit—end up making more financial sense than renting.”

 

  1. It’s Time to Move On with Your Life

The ‘cost’ of a home is determined by two major components: the price of the home and the current mortgage rate. It appears that both are on the rise.

But, what if they weren’t? Would you wait?

Look at the actual reason you are buying and decide whether it is worth waiting. Whether you want to have a great place for your children to grow up, you want your family to be safer or you just want to have control over renovations, maybe it is time to buy.

The post 4 Reasons to Buy Your Home Now. first appeared on Andi Dyer.

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🏡 Join Our Real Estate Broker Team! Unlock Your Potential Today!

By Andi Dyer • 31 Aug, 2023
Are you ready to embark on a journey that goes beyond the ordinary? At Sterling Real Estate Group, being a REALTOR® isn't just a job—it's a calling. We're more than intermediaries; we're relationship heroes who elevate the human side of real estate every single day. Opportunity Knocks! Join our Bellingham or Ferndale office as a Professional Real Estate Sales Broker. As the bridge between sellers and buyers, you'll not only market listings but also guide clients with expertise and care. If you're looking to grow your real estate career, this is the chance you've been waiting for! Why Choose Sterling? We provide more than a job; we offer a community of support and growth. 🌟 Mentorship Programs: Learn from the best in the industry. 📚 Comprehensive Training: Elevate your skills with weekly in-house training. 🚀 Cutting-edge Technology: Stay ahead with top-notch tools and marketing systems. 💼 Wealth Seminars: Build your financial future with expert advice. 🌆 Engaging Culture: Join a team that thrives on collaboration and positivity. 🎓 Educational Bonuses: Access clock hour classes and MLS forms training. 🏠 And Much More: Countless benefits await your journey with us. Your Responsibilities: 🤝 Mediate for successful transactions between sellers and buyers. 💼 Understand client needs and provide suitable solutions. 🏡 Develop strong local community relationships. 📊 Conduct property value analysis. 📈 Guide clients in marketing and property acquisition. What You Bring: 🌟 Sales Success: A proven track record is a plus. 🤝 People Skills: Excellent negotiation and empathy. 🎯 Results-focused: Trustworthy and driven to excel. 🚀 Autonomy: Work independently while selling effectively. 🚗 Mobility: Reliable transportation and valid driver's license. Rewards You Deserve: ✨ Collaborative Culture: Join a diverse and supportive team. 🛠️ Excellent Support: Benefit from robust systems and support. 🌈 Diversity: Embrace inclusivity in all aspects. ⏰ Flexible Part-time: Balance work and life. 💰 Lucrative Commissions: Earn between $60,000 to $95,000 (DOE). About Sterling Real Estate Group: We're not just another real estate company; we're a family-owned business committed to integrity and top-tier service. Our diverse team specializes in various aspects of real estate, ensuring personalized attention for every client. From luxury properties to commercial investments, we cover it all. Community-Driven Commitment: We believe in giving back! We're deeply rooted in our community and actively support local charities. Our impact goes beyond transactions; it's about making a positive change where we live and work. Join Us Today! Are you ready to be a part of a team that values integrity, diversity, and community impact? Choose Sterling Real Estate Group for your next step in the real estate world. Let's build success and give back together. Contact us now! 🏠🌟 360.756.0021 office 360.734.6479 cell

What Every Seller Needs To Know About Selling - Step 40

By Andi Dyer • 31 Aug, 2023
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Exciting opportunity for a dynamic and energetic Office Manager/Transaction Coordinator

NEW NWMLS MOBILE APP

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By Andi • 23 Mar, 2023
What if the appraisal is low? We have options!  We can ask the Buyer to dispute. Questions? Contact us at andi@andidyer(dot)com or 360-734-6479. This content is not the product of the National Association of REALTORS®, and may not reflect NAR’s viewpoint or position on these topics and NAR does not verify the accuracy of the […] The post What If The Appraisal Is Low? Step 31 to Selling Your Home first appeared on Andi Dyer Real Estate.

Make An Offer Like A Boss

By Andi • 23 Mar, 2023
These 10 money- and time-saving steps can help you craft a winning bid. Cinematically speaking, this is the iconic moment — we’d forgive you if you imagined, say, putting a hand on your agent’s shoulder and whispering (in your best Vito Corleone) that you’re going to make them an offer they can’t refuse. In reality, […] The post Make An Offer Like A Boss first appeared on Andi Dyer Real Estate.

8 Easy Mistakes Homeowners Make on Their Taxes

By Andi • 09 Mar, 2023
Don’t rouse the IRS or pay more taxes than necessary — know the score on each home tax deduction and credit. As you prepare your tax returns, be careful not to commit any of these eight home-related tax mistakes, especially if you are taking any home office tax deductions.  Tax pros say these common tax […] The post 8 Easy Mistakes Homeowners Make on Their Taxes first appeared on Andi Dyer Real Estate.

The Appraisal Occurs – Step 30 to Selling Your Home

By Andi • 06 Mar, 2023
If the Buyer is using a mortgage to buy your home, then the Lender will require that an appraisal be conducted.  Who Orders the Appraisal? The Buyer’s Mortgage Lender orders the appraisal, but the Buyer pays for it. When Does the Appraisal Occur? Usually, during weekday hours after the inspection negotiation has been resolved. Do […] The post The Appraisal Occurs – Step 30 to Selling Your Home first appeared on Andi Dyer Real Estate.

Buying A House With A Friend: How To Get Started and the Pros & Cons

By Andi • 28 Feb, 2023
By: HomeFinder Staff | June 1, 2022 With sky-high real estate prices coupled with younger generations settling down with romantic partners and starting traditional families later than ever — if they even do at all! — it’s no wonder that buying an investment property with a friend is a trend on the rise. Citing data from […] The post Buying A House With A Friend: How To Get Started and the Pros & Cons first appeared on Andi Dyer Real Estate.

The Home Inspection – Step 29 – To Selling Your Home

By Andi • 22 Feb, 2023
The home inspection will usually have been conducted within 2-10 business days after the contract is accepted. The Buyer will schedule the inspection, and their Broker will confirm the day/time that works for us (we want to accommodate it). Most Inspectors do not work evenings or Sundays. The home inspection must occur quickly as it often […] The post The Home Inspection – Step 29 – To Selling Your Home first appeared on Andi Dyer Real Estate.
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